Steps to Calculate Your Life Insurance Needs

Calculate Your Life Insurance Needs Know your Family Income and Expenses – Earning – Expenses Know your Family’s one time needs – Child’s Wedding + Education, home Loan + Other expense Know your current assets – Cash + Savings + Investments + Existing Life Insurance Your Calculation = Total Requirements (1 +2) – Existing Assets ...

Life Insurance is not a Retirement Plan

Dear readers if you are looking at investing in Life insurance strictly from the perspective of long term Retirement planning, I have reason to believe that you should not invest all of your capital into this one asset to achieve your retirement goals. The primary goal of a life insurance policy is to protect the ...