Amulya Jeevan 2 Table no 823 25

LIC Launches New Term Plan Amulya Jeevan 2 (Table No 823) – Now higher protection at very low premium

Benefits of Amulya Jeevan 2 :

  • Death Benefit – Sum Assured shall be payable.
  • Maturity / Survival Benefit – No benefits on maturity

Eligibility Conditions and Restrictions

  • Min Age at entry – 18 years (Completed)
  • Max Age at entry – 60 years (Nearest Birthday)
  • Age at Maturity – Maximum 75 Years
  • Min Policy Term – 5 years
  • Max Policy Term – 35 Years
  • Premium mode – Yearly, Half-yearly
  • Minimum Sum Assured – 25,00,000 (25 Lacs)
  • Maximum Sum Assured – No limit
  • Maximum insurance cover age limit – 70 years (nearest birthday) Sum assured will be multiple of 1,00,000
  • Grace period will be not more than 30 days
  • Loan – NO Loan will be granted
  • Surrender Value- No surrender value
  • Paid up value – No paid up value

25 thoughts on “Amulya Jeevan 2 Table no 823

  1. Reply Mr. Prakash P. Joshi. Feb 4,2014 4:55 AM

    A very nice Pure Term Insurance Plan. Proponents who do not want to unnecessary mix LI with Savings & Investment(?)as a prudent gesture / wisdom. Only few questions:–>
    1. Why NOT available On-Line ?{Saving of Commission being unnecessarily paid to Agents}
    2. Premiums on the much higher side as compared to Peers (Private Life Insurance Cos.)
    3. LIC of India needs to introduce the Scheme On-Line IMMEDIATELY with competitive premium rates.

    Thanks & Regards!!!

    Prakash P. Joshi.
    Mumbai, India.

    • Reply admin Feb 4,2014 5:28 AM

      Thanks for replying Mr. Prakash,
      Below are the ans or my views on your questions,
      1. In India every one is still not online and buying insurance needs some one you can trust.
      2. Yes, I agree with you.But if you compare claim % it is also higher side.
      3. I think its in pipeline.

  2. Reply kishore kumar LIC Agent Feb 4,2014 5:23 PM

    this is nice and pure Term Insurance Plan. Good features in this Plan.

    Thanks & Regards
    kishore kumar
    LIC Agent

  3. Reply Santhosh LIC agent Feb 16,2014 5:13 AM

    Nice plan
    for details contact me.

  4. Reply Rinu Feb 16,2014 11:07 AM

    is the policy is still alive? what should be the premium for near 36 age old person(03/02/1979) to maximum 35 terms. please mention the yearly and single premium

  5. Reply Vaibhav Jain Mar 2,2014 1:59 AM

    Nice plan,
    What will be the premium for 32 age old person for 35 years ?

  6. Reply parveen kumar Mar 5,2014 3:48 AM

    Tell me the premium of table 823 for the age 40 yrs. D. O. B. 07.05.1974

  7. Reply Aryan Mar 10,2014 5:39 PM

    This policy provide the tax benifit or not ?

  8. Reply chandrabhan Mar 13,2014 7:07 PM

    Dear Admin,
    I bought Amulya Jeevan-1 3 years back,Can I upgrade(in terms of cover) to this new scheme. Also Do I have to physically present in India to do so.

  9. Reply prakash Mar 26,2014 3:25 PM

    Dear Admin,
    I bought Jeevan anmol-4 to 5 years back,Can I upgrade(in terms of cover) to this new scheme Amulya Jeevan2,kindly advice….

  10. Reply Umang Doshi Mar 30,2014 11:37 AM


    I checked the blog link provided in the earlier responses as well the lic website premium calculator on and but was not able to find the Amulya Jeevan in the list for calculating premium. Could you plz help me on the same. For the Age – 26 and Term – maximum possible (i guess 35 years), what would be premium per 1000 Rs.

    Umang Doshi.

  11. Reply Nikhil N Apr 18,2014 2:57 AM

    Hello Sir,

    Can I have multiple nominees in one policy with specified percent share to each nominee ?
    e.g: For a single policy, my wife & mother have 50% share each in sum assured in case of claims?
    Is that possible?

  12. Reply nandini bhatnagar May 8,2014 5:50 PM


  13. Reply manish jha Jun 26,2014 1:27 AM

    Very nice lic plan 3150/549

  14. Reply Suraj Jagdale Jul 14,2014 8:20 AM

    Amulya Jeevan II is a very good pure / term insurance plan from LIC. The upgrade in existing policy is not possible. But you can upgrade by taking an additional policy. Now you can also nominate more than 1 person and also specify the percentage share of each Nominee. The premium is slightly higher but on the other hand the claim ratio is Best in the World*.
    So if you are from Pune and want to upgrade your Insurance then call me on 9922930366 or write me at

  15. Reply Tapas Mahato Oct 7,2014 7:47 PM

    Dear Admin,
    Can I have joint policy with my wife under Amulya Jeevan II LIC plan?

    Can you please help me to calculate the premium for
    Age – 28 and Term –35 years of sum assured 50 lakhs.

  16. Reply Dhandayuthapani Nov 11,2014 10:16 AM

    Premiums are double as compared to the other Private Life Insurance Cos. its more than 100% (Example if they private insurance says premium as Rs.11000 then in LIC its Rs.22000). If its reduced then we are ready to join this plan immediately

  17. Reply Vinod Feb 13,2015 8:07 AM

    Looks like a good policy. Few questions, can i have multiple policies with different or same nominees? Does the cover start immediately or have to wait for some period? Does it need tests?

  18. Reply ram krushna karan Mar 12,2015 3:24 PM

    mr ram krushna karan.

    sir my perforation is agriculture. can i take this policy

    age-27 ple reply me.

  19. Reply Godawri Thakur Apr 9,2015 9:39 AM

    Can you tell me that if i do it for 25 lakh,35 years, age:27, do i have to do medical for that. My agent have told that it is required above They are close relative of mine, so cant force them also. what to do.

  20. Reply Amulya Jeevan – 2 Jul 14,2015 10:22 AM

    Sir can i make another person assured with this policy ex. wife and what are the medical tests for the policy

    with regards

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